Mortgage myths!

In the first part of our “What is….?” mortgage series, our Gregg Davies debunks a few mortgage myths. Shopping around will harm my credit score We hear this all the time, it is a common thought, and is only partly correct! It’s right that if...

Gregg Davies: Interest Only Mortgage Trap

Prior to around 10 years ago, taking an interest only mortgage was a popular option. Many people took an interest only mortgage and linked it to an investment or savings vehicle, typically an endowment or pension. However, it was also common to take a pure...

Gregg Davies: Compare mortgage brokers

While it is possible to apply for a mortgage in a multitude of ways e.g., direct to a lender, purely online or via a mortgage broker, it’s always wise to use a broker. A good broker will have experience and knowledge of criteria from a wide range of lenders and...

First Time Buyer mortgage rates have fallen!

Rates for prospective home owners have tumbled since last summer, despite the 0.25% increase to the Bank of England base rate in November, according to our research. The typical two-year fixed rate at 95% Loan To Value (LTV) today sits at 4.09% down from 4.24% in July...